BuyReady · AI home-buying agent
Know when you get the keys.
Tell our agent your finances. We’ll tell you the month you can own — and the path to get there. Even if the bank said no.
“I make $42K with 610 credit. BuyReady said June 2028 — two years earlier than I thought.”
Maya · Philadelphia · First-time buyer
In use by 43,000 first-time buyers
BuyReady
Home-buying agent · online
Step · 6 / 6
Know when
See your Home Date before you do anything. A single number — the month you'll qualify — grounded in your income, debt, savings, credit, and target price.
Financial gap analysis
Credit, savings, DTI, income — scored against lender standards.
Monthly payment estimate
Real FHA / conventional rates, not teaser math.
What's holding you back
Plain-language blockers, not jargon.
No signup to see it
Free math. No dark patterns.
Walk the path
A plan that treats you like the main character. Credit repair, savings targets, debt reduction, grant matching, income guidance — sequenced into a roadmap that updates when your life does.
Grant & program match
$10K–$100K in federal, state, and local aid you might qualify for.
Credit + debt roadmap
Specific moves in specific order.
Savings targets
Concrete monthly amounts with timelines.
Income guidance
Side-income suggestions that fit your life.
Active Roadmap
Open the door
Property reports for the homes you actually want. When you're close, we analyze specific homes — affordability, comps, neighborhood, flood risk — and score whether you should buy.
Should-you-buy score
One number, with the reasoning shown.
Seven data sources
RentCast, Walk Score, FEMA, Census, FBI, SchoolDigger, Freddie Mac.
Personal guidance
For the questions a report can't answer.
Ongoing coaching
Your dashboard updates as your profile moves.
Your destination awaits.
In use by 43,000 first-time buyers
“I make $42K with 610 credit. BuyReady said June 2028. That was two years earlier than I thought.”
“Three banks said no. BuyReady showed me $14K in grants I qualified for and a path. Closed last month.”
“I didn't know essential-worker programs existed. My home date moved from 2030 to March 2027.”
Why we exist
The bank said no. We don’t.
Most home-buying tools tell you if you qualify. BuyReady tells you when you will. The difference is a plan.
Plans that grow with you.
Home Date is free. Pay only when you’re ready for the full plan. All credits expire — no gotchas.
Your home date is waiting.
60 seconds. No signup. Scroll back to the top to begin — or jump to a plan.